| THE JANATHA CO OPERATIVE BANK LIMITED MALLESHWARA BENGALURU: 560055 |
| Details of Charges on Bank Services w.e.f 10.06.2024 Approved in BOD 30.05.2024 |
| Sl no. |
Particulars |
Services Charges |
|
SHARE DEPARTMENT |
|
| 1 |
Share Application Fee |
100 |
| 2 |
Share Admission Fee |
100 |
| 3 |
Share Fees on Purchase of each Share |
10% Of Share amount |
| 5 |
Duplicate Share Certificate |
100 + Indemnity bond |
| 6 |
Duplicate Member ID Card |
100 |
| DEPOSIT DEPARTMENT |
| 1 |
Duplicate Deposit Certificate |
100 + Indemnity Bond |
| 2 |
SB Duplicate Pass Book |
50 |
| 3 |
SB A/c Closing Charges (Before 1 year) |
100 |
| 4 |
CC/OD/Current A/c Closing Charges (Before 1 year) |
300 |
| 5 |
CC/OD/Current A/c Inoperative Charges(ACCOUNT KEEPING) (Half yearly charges) |
100 |
| 6 |
Current A/c Folio Charges (Annual charges for account keeping) |
Min 100 (After 220 TXN multiples of 10/- per 22 Txn) |
| 7 |
Stop Payment Charges (per cheque) |
100 |
| 8 |
Stop Payment Revoke Charges (per cheque) |
100 |
| 9 |
SB A/c statement / Pass Sheet Charges |
MIN RS.25/- after 2 sheet Rs.10/- per page |
| 10 |
CC/OD/Current A/c statement / Pass Sheet Charges |
MIN RS.25/- after 2 sheet Rs.10/- per page |
| 11 |
Cheque Book Charges – SB(per leaf) |
1/- per leaf |
| 12 |
Cheque Book Charges – Current/OD/CC (per leaf) |
2/- per leaf |
| 13 |
Cash handling charges – (Cash Remittance above Rs. 20.00 Lakh in a month) |
0.03% |
| 14 |
SMS Charges Half yearly |
10 |
| 15 |
Loss of Token |
200 |
| 16 |
Penalty for delayed RD instalment payment per Rs.100/- per Month |
Rs. 1.5 |
| DIGITAL PAYMENT DEPARTMENT |
| 1 |
ATM Card Charges ( Replacement/ Lost) |
200 |
| 2 |
ATM Duplicate PIN Charges |
100 |
| 3 |
NEFT / RTGS Charges |
|
|
a) Upto 1,00,000/- |
0 |
|
b) Above 1,00,000/- to 5,00,000/- |
25 |
|
c) Above 5,00,000/- |
50 |
| 4 |
ATM card annual maintenance charges Per annum |
100 |
| CHEQUE COLLECTION DEPARTMENT |
| 1 |
Inward Cheque Return Charges for SB |
200 |
| 2 |
Inward Cheque Return Charges for CA/OD/CC |
300 |
| 3 |
Outward Cheque Return Charges SB/CA/CC/OD UPTO 1L |
(Bank charges 300+ Apex Bank Charges 100) 400 |
| 4 |
Outward Cheque Return Charges SB/CA/CC/OD ABOVE 1L upto 10L |
(Bank charges 300+ Apex Bank Charges 200) 500 |
| 5 |
Outward Cheque Return Charges SB/CA/CC/OD ABOVE 10L |
(Bank charges 300+ Apex Bank Charges 500) 800 |
| 6 |
ECS debit return charges (per instance) |
200 |
| 7 |
ECS mandate registration (per instance) |
0 |
| DD /PO Department |
| 1 |
PO / DD Commission upto 1,000/- |
20 |
| 2 |
PO / DD Commission above 1,000/- to 5,000/- |
20 |
| 3 |
PO / DD Commission above 5,000/- to 10,000/- |
40 |
| 4 |
PO / DD Commission above 10,000/- |
0.30% |
| 5 |
Cancellation of DD / PO (per instrument) |
100 |
| 6 |
PO / DD revalidation charges |
100 |
| 7 |
Duplicate PO charges |
100 |
| LOANS & ADVANCES |
| 1 |
CIBIL Report– Individual (on Customer request) |
200 |
| 2 |
CIBIL Report – Commercial (on Customer request) |
500 |
| 3 |
Loan Application Fee |
|
|
a) Personal Loan Application Fee (JOINT/SPL. JOINT / GOLD) |
100 |
|
b) IP Loan (Secured loan) |
250 |
|
c) CC Loan |
200 |
|
d) Vehicle loan |
200 |
| 4 |
Legal opinion & Valuation Charges (per asset) |
|
a) UP TO 25 Lakhs |
First Time :3000, Second Time :3000 |
|
b) ABOVE 25 LAKHS UPTO 99.99LAKHS |
First Time :5000, Second Time :3000 |
|
c) 1 CRORE |
First Time :10000, Second Time :5000 |
|
d) ABOVE 1 CR UPTO 2CR |
First Time :15000, Second Time :5000 |
|
e) ABOVE 2 CR UPTO 3CR |
First Time :20000, Second Time :5000 |
|
f) ABOVE 3 CR |
First Time :25000, Second Time :5000 |
| 5 |
Loan Processing Charges (SECURED) |
0.30% |
| 6 |
Loan Processing Charges (UN SECURED) |
0.50% |
| 7 |
Gold Loan Apraiser Charges |
|
|
a) Upto 1 Lakh |
250 |
|
b) above 1 lakh upto 2 lakh |
350 |
|
c) Above 2 Lakhs |
450 |
| 8 |
Gold Loan Service Charges -Above 1 Lakh |
0.50% |
| 9 |
Gold Loan Premium Charges per account |
100 |
| 10 |
Gold Loan duplicate receipt/acknowledgement card Charges |
200 +Indeminty Bond |
| 11 |
Stamp duty (for Jewel Loan) – above 1.00 Lakh |
0.50% |
| 12 |
Processing Charges on CC Sanction / Renewal (sanctioned against property) Upto 2,00,00,000/- |
0.30% |
| 13 |
Insurance Charges (Property Loan ) |
as applicable |
| 14 |
EC charges (for periodic updation of records – per Asset) |
500 |
| 15 |
Loan duplicate pass book charges |
100 |
| 16 |
Loan Duplicate statement charges |
50 |
| 17 |
DTD Typing Charges |
250 |
| 18 |
loan Revaluation charges for every 3 year per asset |
2000 |
| 19 |
Housing Loan indemnity typing charges |
100 |
| 20 |
Recovery charges (per visit) |
|
|
a) Secured Loan |
500 |
|
b) UnSecured Loan |
200 |
| 21 |
Notice Charges |
|
|
a) 1st notice |
100 |
|
b) 2nd notice |
100 |
|
c) Final notice (registered post) |
200 |
|
d) 7 Days Notice (registered post) |
300 |
| 22 |
Demand Notice Charges |
3000 + News paper charges as applicable |
| 23 |
Possession Notice Charges |
3000 + News paper charges as applicable |
| 24 |
Sale Notice Charges |
News paper charges as applicable |
| 25 |
Legal Notice and Case appearance Charges |
as applicable |
| 26 |
Physical Possession of the Property |
as applicable |
|
|
|
| LOCKER DEPARTMENT |
| 1 |
Locker Application |
50 |
| 2 |
Locker Agreement |
500 Stamp paper |
| 3 |
Delay Locker rent Payment |
50 Per month |
| 4 |
Locker Break Open Charges |
1000+ As applicableby the company |
NOTE :
a) 18% GST applicable on above charges
b) In Some Cases the charges will differ depending upon Documentation |